Job title: Risk Analyst / Asset Manager
Job type: Permanent
Emp type: Full-time
Salary type: Annual
Salary: Negotiable
Location: Cape Town, CBD
Job published: 23/06/2025
Job ID: 59398

Job Description

 
In this role, you will be responsible for the financial performance of all funding providers while meeting the financial return targets of different funding providers (banks, funds, DFIs). You will also co-own the targets and outcomes and report directly to the Asset Management Lead.
 
You will be doing:
  • Be responsible for the financial performance/financial return targets of all funding providers, co-owning targets and outcomes with the Asset Management Lead.
  • Be accountable for allocation of microcredit assets across geographies, risk segments and product classes to generate targeted returns for the company and their diverse funding partner group (funds, banks, DFIs and own capital).
  • Manage funder specific e-wallet positions to ensure sufficient liquidity given targeted lending levels.
  • Have close interaction with the Treasury team to facilitate cross country capital movements to ensure the optimal use of funds across all geographies.
  • Forecast key portfolio metrics, including lending volume, performance and cash flow velocity.
  • Advance risk and asset management capabilities in terms of systems and ability.
  • Integrate across functions to ensure optimal delivery of revenue and customer acquisitions targets.
You will bring:
  • 3-5 years risk /commercial analytics experience within financial services as a risk, treasury or portfolio analyst
  • Exposure to risk management, consumer lending, banking, asset management or portfolio management/analysis. 
  • Strong financial product understanding
  • Experience in asset, portfolio and/or risk management with an in-depth understanding of asset allocation across funding providers
  • Proven experience in risk management with a strategic mindset and the ability to identify opportunities to optimise financial performance across portfolios
  • Experience in asset allocation across funding providers from both a strategic and tactical asset allocation perspective
  • Proven ability in 

Your strengths:

  • Analytics, business acumen and presenting / communicating recommendations across all organisation levels
  • Understanding of financial metrics in relation to portfolio management and the associated forecasting thereof
  • Understanding of the credit lifecycle

Why apply:

  • Remote first working environment and flexible work practices enabling your best delivery
  • Collaborating with smart, engaging people in an inspiring work environment

Please note: If you haven’t heard back from us within two weeks of submitting your application, unfortunately your application has not been successful this time. We’d still love to stay connected, follow us online and keep an eye out for future opportunities that match your profile.

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