Job Description
My client, a leading, exciting and trusted energy brand in Cape Town, is seeking a Senior Credit Analyst to join and grow their team. The successful candidate must be able to activate and innovate change within the Credits team and assist in creating a dynamic collaborative team. This individual must be able to thrive under pressure within a deadline driven environment as well as proactively anticipate the needs of internal and external customers.
Responsibilities:
- Draw financial statements, credit agency reports and other customer information to complete credit reviews
- Gauge business plans of new Retail clients
- Complete risk assessment of customers through assessment and analysis of credit life cycle
- Produce outcome and recommendations to stakeholders, consider customer value proposition in respect of credit risk/profitability reward
- Provide innovative Credit advice and solutions
- Identify relevant credit lines and security requirements
- Assist with customer, financial institutions, to determine appropriate security required
- Monitor account exposure proactively and take appropriate action to credit violations
- Work with customer, Account Manager, and other stakeholders to resolve payment disputes
- Provide Business Unit management with monthly report of credit metrics and risk accounts
- Verify compliance with all Corporate policies, internal control and SOX reporting requirements
Requirements:
- Must be a CA(SA) or equivalent qualification
- Minimum of 5 years Corporate Credit and Retail Credit Experience, previous experience with credit management advantageous
- Must have excellent analytical skills and attention to detail
- Strong communication skills
- Strong financial acumen must be comfortable working with and assessing customer Financials
- Must understand IFRS standards (IFRS9) and other regulatory standards
Please note that if you have not heard from us within 2 weeks of your application, please consider it as unsuccessful for this particular role. Please do though continue to follow us online and apply for suitable opportunities.